Grate the cheese over a large grater and set it to the side.
Thinly slice Fuji apple on a mandolin. The slices should be paper thin. (Optional Step: briefly add the slices to acidulated water to prevent browning. Acidulate water by adding a few pinches of citric acid or lemon juice to enough water to coat the apple slices.)
In the ½ baking sheet, spread a decent amount of mustard on each slice of bread. There should be enough mustard to completely coat the surface of the bread.
On top of the layer of mustard spread 2-3 tablespoons worth of béchamel each slice of the bread. Choose two of the pieces of bread to be the top pieces. The top slices should get an additional 1-2 tablespoons of béchamel on top of what was already added.
Add a moderate layer of cheese (half handful) to the two slices that will be the bottom. Add a large mound (full handful) of cheese to the two top pieces.
To the bottom pieces, and directly on top of the cheese, add 4 slices of the apple. On top of the apple, add 6 slices ham.
Put the layers of bread together. Dollop 3-4 more teaspoons of béchamel to the top slices, right on top of the cheese. Add more cheese to the top layers of bread if desired.
Bake in the 400°F oven, middle rack, for 10-13 minutes to warm the sandwich through. After this, move the oven rack as close as you can to the broiler and turn the oven to broil at 500°. When the cheese top is bubbly and melty and has color the Croque monsieur are ready, 4-6 minutes.
Leave whole or slice in half and enjoy. Garnish with scallion if desired.